Interested in buying a home but don’t know where to start?

NHS provides homebuyer education, counseling, and lending services. We combine financial education to impart basic skills, financial counseling to address immediate issues, and financial coaching to promote long-term positive behavior changes.

Get Started

About Our Program

NHS Services and Resources Include:

Neighborhood Housing Services of Greater Berks provides guidance and creates opportunities for people who want to purchase and maintain their homes, improve their lives and strengthen their communities. We offer homebuyer education, counseling, and lending services. We also work throughout the year to empower residents to become leaders.

  • Homebuyer education seminars

  • Individualized pre-purchase & post-purchase counseling
  • Individualized credit and budget counseling
  • Affordable first-mortgage resources

  • Down Payment and Closing Cost Assistance loans

  • Information about how to find a realtor

Are you a first-time buyer or seeking to upgrade?
PHLC’s tailored lending solutions are designed to make your aspirations a reality.

Get Started

What Our Clients Have to Say

Overall, we are grateful to have had such a good experiencing. Throughout the whole process, we were treated with lots of kindness and patience. Everything was handled very professionally, and all of our questions were answered without any leftover confusion. Thank You.

Alvaro Silvestre

We’re so grateful to Jacqueline Caraballo for helping us get the mortgage for our first home! She made the entire process smooth and easy to understand, and was always patient, professional, and quick to respond. As first-time homebuyers, we had a lot of questions, and Jacqueline made sure we felt confident every step of the way. We highly recommend Jacqueline to anyone looking for a knowledgeable and supportive lender!

Jazmine Rivera

Carmen did an amazing presentation on the HomeBuyers educational course. She was extremely knowledgeable, professional,and had quick responses to any questions that have come up! I highly suggest taking the class at the beginning of the process as it truly is a helpful program! Wish I would have known about it sooner and will recommend it to any friends/family!

Rachelle Miller

In the process of completing the first time home buyer seminar and it is very informative and is pushing me into the correct direction to go thank you for having the service available

J A

I had my first homebuyers class and was very educational and in easy terms I could understand, The teachers were helpful and willing to answer anything. Thanks!!

Debora Mateo
Another great transaction with Jacqueline and Ingris, thank you for going above and beyond, always great to partner with good lender as you. Thanks
Wander Batista

Recent News & Events

2025 NHS LUNCHEON

What an incredible honor it was to host the 2025 Luminary Awards Luncheon alongside such [...]

Our Partners