Counseling Programs Overview
Struggling to Buy a Home? We Can Help.
Buying a house can be challenging, but our counseling services are here to guide you. We offer expert advice on mortgages, savings, and affordable homeownership.
Select one of our programs below and see how we can help you today!
Credit Counseling
Individualized counseling sessions provide individuals with personalized guidance to help them gain a deeper understanding of their credit scores. Additionally, they assist in creating a customized personal budget and savings plan tailored to the individual’s specific financial situation. The goal is to help them achieve mortgage readiness and financial freedom.
Pre Purchase
Get ready for a one-on-one session tailored specifically for individuals who are exploring the idea of becoming homeowners. During this personalized session, a dedicated counselor will collaborate with the client to evaluate their financial status, meticulously examine their credit report, carefully review the Loan Estimate, and construct a comprehensive budget. The primary goal is to provide the client with a deeper understanding of how their overall financial well-being can influence their journey toward homeownership.
Pre Closing
Individuals who are interested in obtaining a PHFA product with a credit score lower than 680 and are looking to become homeowners will be specifically designated for this program. A qualified counselor will collaborate with the client to evaluate their financial situation, examine their credit report, review the Loan Estimate, and develop a budget to gain a comprehensive understanding of the overall impact on their financial well-being. This personalized approach aims to provide valuable guidance and support in the pursuit of homeownership.
Post Purchase
The program is specifically tailored to provide support to homeowners, aiming to boost their confidence and competence in handling their homeownership responsibilities. Through this initiative, a dedicated counselor will carefully assess the client’s credit report and budget, offering personalized advice and resources. This guidance will encompass strategies for effectively maintaining and repairing their homes and will also include tips on budgeting for unforeseen repairs and home improvements.
The HomeOwnership Center
The HomeOwnership Center offers homebuyer education, counseling and lending services. We promote and support an approach that combines financial education (to share basic skills and knowledge), financial counseling (to relieve specific issues and challenges in the short term), and financial coaching (to encourage behavior change and achieve positive and sustainable long-term outcomes).
Home Ownership Center’s
Services and
Resources Include:
Homebuyer education seminars
Individualized pre-purchase counseling
Home inspection requirement guidelines
Affordable first-mortgage resources
NHS Down Payment and Closing Cost Assistance loans
Information about how to find a realtor
Post-purchase counseling
Homeownership Services Inquiry
Interested in Homeownership Services? Please submit your inquiry here to connect with our Counseling Department. Once we review your information, a member of our team will contact you via email regarding the appropriate next steps.
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Submit an Inquiry Below:
Homeownership Services Inquiry
Easily book a time that works best for you. Our team is ready to assist you at your convenience.