Credit Counseling

Individualized counseling sessions provide individuals with personalized guidance to help them gain a deeper understanding of their credit scores. Additionally, they assist in creating a customized personal budget and savings plan tailored to the individual’s specific financial situation. The goal is to help them achieve mortgage readiness and financial freedom.

Get ready for a one-on-one session tailored specifically for individuals who are exploring the idea of becoming homeowners. During this personalized session, a dedicated counselor will collaborate with the client to evaluate their financial status, meticulously examine their credit report, carefully review the Loan Estimate, and construct a comprehensive budget. The primary goal is to provide the client with a deeper understanding of how their overall financial well-being can influence their journey toward homeownership.

The program is specifically tailored to provide support to homeowners, aiming to boost their confidence and competence in handling their homeownership responsibilities. Through this initiative, a dedicated counselor will carefully assess the client’s credit report and budget, offering personalized advice and resources. This guidance will encompass strategies for effectively maintaining and repairing their homes and will also include tips on budgeting for unforeseen repairs and home improvements.