Please Review the Information Below

  • NHS is 100% sole owner of PHLC

  • PA Residents ONLY. The client must currently live in Pennsylvania.

  • We have no asset limitation

  • Non-occupant Co-borrower disqualifies Borrower from our programs.
  • We only need the credit package to start the initial submission. For NHS approval, you must send your approval letter & 1008.
  • Turnaround time for NHS approval is 48 hours.
  • The estimated NHS closing cost is about $1,100.00.
  • To avoid delays at closing, we recommend the MAX loan amount requested
  • Clients cannot receive money back. If that is the case, the second mortgage loan must be reduced.
  • Communicate with your back office that NHS is involved in the transaction.
  • ONLY HOP 80/20 finance program require Home & Termite Inspections
Have questions?