NHS LOAN SUBMISSION

Required Lender’s documents for HOP, FHA-CCAL, & CCAL Programs

The following documents must be included in the first mortgage submission package. The package must be sent at least 21 calendar days before the closing date listed on the Purchase & Sales Agreement or Addendum (if applicable).

Notified your clients that NHS will be in contact for their second loan and require 8 Hrs. Education certificate plus 1 hour’s session with our counseling.

TO CONSIDER A COMPLETE PACKAGE, WE NEED EVERYTHING LISTED BELOW “EXCEPT” HOI & NOTICE OF SETTLEMENT, WHICH WE EXPECT TO RECEIVE A FEW DAYS BEFORE SETTLEMENT TO OBTAIN NHS CLEAR TO CLOSE.

*Add the processor assigned for your loan in your email’s package submission.

  • Borrower & Co-Borrower Name

  • Credit report or any non-traditional credit verified (If applicable)

  • Picture ID

  • Paystubs last1 months

  • Tax Returns last two years(Only if the first Lender requested)

  • W2’s last two years

  • Two months of recent Bank Statements

  • Borrower’s Certification & Authorization

  • Loan Estimate

  • Agreement of Sale

  • Appraisal

  • VOE

  • Rate Lock Agreement

  • Title Company Name

  • Household family Size

  • Hazard Insurance Policy (refer to our Commitment Letter part 7 for the Mortgage clause)

  • Notice of Settlement.

  • Update 1003 Uniform Residential Loan Application*

  • 1008 Underwriting Transmittal Summary *

  • Commitment Letter *

Please submit your package to Erika De La Mora-Deputy Directorat edelamora@nhsgb.org.

(*) NHS NEEDS TO FOLLOWING ITEMS FOR THE PROCESS TO BE STARTED

Select your county below to view the FHA Counties Income Guidelines

Below is a list of all PA counties.

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